Terms and Conditions
The terms that apply when you use the Home Wisdom Hub website.
Acceptance of Terms
These Terms and Conditions govern your use of homewisdomhub.com, operated by Home Wisdom Hub ("we", "us" or "our"). By using the website, our Wisdom Library, submitting a form or subscribing to our newsletter, you agree to these terms. If you do not agree, please do not use the website.
Use of the Website
You may use this website for lawful, personal and non commercial purposes, such as learning about our services, reading articles and tips and contacting us. You agree to provide accurate information when submitting forms and not to misuse the website or interfere with its operation.
Acceptable Conduct
You agree not to submit false, misleading, offensive or unlawful content, impersonate another person, submit someone else's information without permission, send unsolicited advertising, attempt unauthorised access to our systems, introduce harmful code or use automated tools to copy website content without our written permission. We may restrict access for anyone who breaches these rules.
Tips, Guides and Website Content
Our Wisdom Library, articles and service descriptions provide general home care information for educational purposes. They are not a substitute for an inspection or advice from a licensed professional who has seen your home. Some tasks, including electrical, gas, roofing and structural work, should only be carried out by qualified professionals. You use any tips at your own discretion and risk.
Consultations, Proposals and Estimates
Consultations, proposals and estimates are based on information available at the time and may change after inspection, final selections or the discovery of hidden conditions. All renovation and installation work is governed by a separate written agreement. If that agreement conflicts with these terms, the written agreement will apply.
Rowhomes, Shared Walls and Approvals
Work on rowhomes and attached homes may affect shared walls, roofs and drainage. Some properties are also within historic districts that require approval for exterior changes. Homeowners are responsible for obtaining approvals their property requires and for communicating with neighbours where shared elements are involved. We will provide reasonable documentation to support those applications and coordinate our work accordingly.
Scheduling, Weather and Site Conditions
Project schedules depend on permits, inspections, product delivery, weather, street access and parking restrictions. Roofing and exterior work may need to be rescheduled due to rain, snow or extreme temperatures. We are not responsible for delays caused by circumstances beyond our reasonable control.
Financing, Warranties and Third Parties
Information about financing and warranty plans is general guidance only. Financing is provided by independent lenders and warranty plans by their providers, each under their own terms and approval processes. We do not guarantee approval, rates or coverage. Manufacturer warranties are provided by manufacturers, and any workmanship warranty we offer is set out in your written project agreement.
Communications and Electronic Notices
By using the website or contacting us, you agree that we may communicate with you electronically, including by email and through notices posted on this website. You agree that electronic communications satisfy any legal requirement that such communications be in writing, unless the law requires another form of notice. Please keep your contact details current so that important messages reach you.
Intellectual Property
All content on this website, including text, tips, graphics, logos and design, belongs to Home Wisdom Hub or its licensors and is protected by intellectual property laws. Photographs may be used under licence from their owners. You may share links to our articles, but you may not copy, reproduce or republish content without our written permission.
Your Submissions and Questions
When you send us messages, questions, photos or plans, you confirm that you have the right to share them and allow us to use them to respond to you and prepare proposals. We may use general, anonymised versions of common questions to create helpful tips, without identifying you.
Feedback and Suggestions
We welcome ideas for new tips, guides and features. If you send us suggestions or feedback, you agree that we may use them to improve our website and services without any obligation to you. We will not publish your name or personal details alongside any idea you share without your permission.
Third Party Links and Content
Our website may contain links to other websites, embedded maps, videos and social media platforms that we do not control. We are not responsible for their content, accuracy, availability or privacy practices. Visiting those sites is at your own risk, and we encourage you to read their terms and policies.
Appointments and Cancellations
Please let us know as early as possible if you need to reschedule or cancel a consultation or site visit. Cancellation terms for project work are set out in your written project agreement.
Website Availability
We aim to keep the website available and accurate, but we do not guarantee uninterrupted access or that it will be free from errors or viruses. We may change, suspend or remove any part of the website at any time without notice.
Disclaimer of Warranties
The website and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose and non infringement.
Limitation of Liability
To the fullest extent permitted by law, Home Wisdom Hub will not be liable for any indirect, incidental, special, consequential or punitive damages, or loss of data, profits or business, arising from your use of, or inability to use, the website or its content, including any tips or guides. Nothing in these terms limits liability that cannot be limited under applicable law.
Indemnification
You agree to indemnify and hold harmless Home Wisdom Hub, its owners, employees and partners from claims, losses, damages and expenses, including reasonable attorney fees, arising from your misuse of the website or breach of these terms.
Governing Law and Venue
These terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles. Any dispute arising from these terms or your use of the website shall be brought exclusively in the state or federal courts located in Philadelphia County, Pennsylvania.
Severability and Entire Agreement
If any provision of these terms is held invalid or unenforceable, the remaining provisions will continue in full effect. Our failure to enforce any provision is not a waiver. These terms and our Privacy Policy form the entire agreement between you and us regarding use of the website.
Changes to These Terms
We may update these Terms and Conditions from time to time. Updates take effect when posted on this page with a revised date. Continued use of the website after changes are posted means you accept the updated terms.
Contact Us
If you have questions about these Terms and Conditions, please contact Home Wisdom Hub by email at contact@homewisdomhub.com, by phone at +1 215-676-7000, or through our Contact Us page.